| Commercial Credit Analyst IV Job Description |
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| The following is a full job description for Commercial Credit Analyst IV. Here are the requirements and responsibilities for Commercial Credit Analyst IV along with statistics. If after reading this page you determine that Commercial Credit Analyst IV is not the position you are looking for, you may want to try one of these similar titles: Commercial Credit Analyst II, Commercial Credit Analyst III, Commercial Credit Analyst I, Credit Analyst I, Credit Analyst II, Credit Analyst III, Credit and Collections Analyst I, Credit and Collections Analyst II, Credit and Collections Analyst III |
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| Requirements and Responsibilities For Commercial Credit Analyst IV |
| Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. Work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. Typically requires 7+ years of related experience. |
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| Also referred to as: Specialist Commercial Credit Analyst |
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| Similar Jobs: Commercial Credit Analyst II, Commercial Credit Analyst III, Commercial Credit Analyst I, Credit Analyst I, Credit Analyst II, Credit Analyst III, Credit and Collections Analyst I, Credit and Collections Analyst II, Credit and Collections Analyst III |
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| Level of Education: Commercial Credit Analyst IV Salaries with No Diploma, Commercial Credit Analyst IV Salaries with a High School Diploma or Technical Certificate, Commercial Credit Analyst IV Salaries with an Associate's Degree, Commercial Credit Analyst IV Salaries with a Bachelor's Degree, Commercial Credit Analyst IV Salaries with a Master's Degree or MBA, Commercial Credit Analyst IV Salaries with a JD, MD, PhD or Equivalent |
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| Industries: Business Services, Financial Services | |
