| Commercial Credit Analyst I Job Description |
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| The following is a full job description for Commercial Credit Analyst I. Here are the requirements and responsibilities for Commercial Credit Analyst I along with statistics. If after reading this page you determine that Commercial Credit Analyst I is not the position you are looking for, you may want to try one of these similar titles: Credit and Collections Analyst I, Credit Analyst I, Credit Analyst III, Commercial Credit Analyst III, Commercial Credit Analyst IV, Commercial Credit Analyst II, Credit and Collections Analyst III, Credit and Collections Analyst II, Credit Analyst II |
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| Requirements and Responsibilities For Commercial Credit Analyst I |
| Collects, reviews, and analyzes data to prepare a detailed credit analysis that evaluates the terms and creditworthiness of commercial loan applications. Uses multiple sources of information, including financial statements, collateral appraisals, credit scores, and cash flow analysis, to assign risk ratings to loans and complete an analysis of the applicant's financial status. Calculates debt-to-income (DTI) ratios to evaluate an applicant's ability to repay the loan. Prepares credit memos in a standardized format that includes key ratios, supporting information, an executive summary, and objective recommendations. Presents credit reports to loan officers and loan committees. Requires a bachelor's degree. Typically reports to a supervisor or manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience. |
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| Also referred to as: Entry Commercial Credit Analyst |
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| Similar Jobs: Credit and Collections Analyst I, Credit Analyst I, Credit Analyst III, Commercial Credit Analyst III, Commercial Credit Analyst IV, Commercial Credit Analyst II, Credit and Collections Analyst III, Credit and Collections Analyst II, Credit Analyst II |
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| Level of Education: Commercial Credit Analyst I Salaries with a Bachelor's Degree, Commercial Credit Analyst I Salaries with a Master's Degree or MBA, Commercial Credit Analyst I Salaries with a JD, MD, PhD or Equivalent |
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| Industries: Business Services, Edu., Gov't. & Nonprofit, Financial Services | |
